Student Credit Cards

  • Compare student credit cards from our partners intended for students looking to establish a solid credit history
  • Credit cards for students independent ratings scores & consumer reviews
  • Secure and immediate online application process
Apply Now Student Credit Card: Discover it Students Apply Now

on Discover's secure site

Rates & Fees

Discover it® Student Cash Back

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

Apply Now

on Discover's secure site

Rates & Fees

Best for:

With high levels of cash back on rotating categories, intro 0% interest on purchases and no annual fee, the Discover it® Student Cash Back is one of the top cards available to build your credit.

  • Intro Purchase APR

    0% for 6 Months*

  • Rewards Rate

    Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*

  • Ongoing APR

    14.99% - 23.99% Variable*

Card Details

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. 
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. 
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. 
  • No annual fee. No late fee on first late payment. No APR change for paying late. 
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. 
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. 
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
  • See Rates & Fees

We like it for:

  • Up to 5% cash-back
  • Statement credit for good grades
  • Generous first-year bonus
  • No annual fee
  • No foreign transaction fee

More info about Discover it® Student Cash Back

Apply Now avantcard credit card Apply Now

on Avant's secure site

AvantCard Credit Card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
Apply Now

on Avant's secure site

Apply Now

on Avant's secure site

Best for:

This card is a great choice for consumers who are new to credit and don't want to put up $200 or more for a security deposit on a secured credit card.

  • Apply Online

    Fast and easy application process

  • No Hidden Fees

    No deposit required and no penalty APR

  • Build Credit

    Reports to all three major credit bureaus

Card Details

Highlights

  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00

We like it for:

More info about AvantCard Credit Card

Apply Now Student Credit Card: Discover Chrome Students Apply Now

on Discover's secure site

Rates & Fees

Discover it® Student chrome

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

Apply Now

on Discover's secure site

Rates & Fees

Best for:

If you drive or eat out, the cash rewards, intro 0% interest on purchases and no annual fee, make the Discover it® Student chrome a smart choice to build your credit history.

  • Intro Purchase APR

    0% for 6 Months*

  • Bonus Rewards

    Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.

  • Ongoing APR

    14.99% - 23.99% Variable*

Card Details

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
  • See Rates & Fees

We like it for:

  • High cash rewards at gas stations and restaurants
  • Statement credit for good grades
  • Free FICO® Credit Score
  • No annual fee
  • No foreign transaction fee

More info about Discover it® Student chrome

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Best Student Credit Cards

In the past few years, student credit cards have developed excellent features to help students manage credit card expenses, payments, and debts and reward students for effective financial management. Some, for instance, offer rewards that can be redeemed in the campus bookstore, on iTunes, or to buy concert tickets or pizza in local restaurants. Although some student credit cards are specifically designed for college students, you should also consider standard credit cards oriented towards consumers who are building credit or may have a fair credit rating.

The best credit cards for students may also offer convenient ways to help parents transfer money to kids and then track their child’s use of the card to ensure that the student is using it responsibly. Best of all, students can use these credit cards to build up their independent credit history and good credit score so that once they leave school they will be in a solid position to potentially borrow money from banks or lenders.

As with any credit card, you should first check the APR and other rates, fees, and charges including any annual fees. Carefully compare those for each student credit card – while taking any rewards and benefits into consideration. If some of the terminology card companies use to explain their plastic sounds like Greek to you, don’t worry. You can refer to the glossary provided on our site for user-friendly translations that don’t require an advanced post graduate degree to understand.

In general college students seek the following type of credit cards:

  • Credit cards with no credit history
  • Credit cards with bad credit history

Whatever the reason, students often look for a quick fix to meet their needs during their full time job of earning a degree.  Before you sign up for the instant approval student credit cards that offer you a free t-shirt, make sure you understand the terms and conditions.

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